5/30/2023 0 Comments Helix finance![]() ![]() Particularly we focus on the impact of university leader’s international mobility. Our study addresses this gap by investigating the role of university leaders in fostering the creation of academic spinoffs. The impact of the academic leaders on the university’s entrepreneurial orientation has received only anecdotal attention, though they are recognized to be important for the flow and transfer of knowledge as they have a pivotal role in setting the strategic goals of their institutions. It is recommended that commercial banks should focus their strategies on sourcing for cheaper funds so as to enable them offer attractive interest rates on their loan products the Bank of Ghana monetary should adopt stringent measures to controlled its policy rate because it informs the interest rates to be applied by banks and the Ghana Government should work on building a more robust economy where the manufacturing industry is vibrantly functioning to promote high exports and low imports. The findings show that the reasons for high interest rates are high Monetary Policy Rate, high cost and risk of doing business, high cost of borrowing funds, and high default rate. Interview technique was the research instrument used. The target population was Management personnel and loan customers of SG-GH. ![]() The study followed a narrative enquiry research strategy and descriptive research design. Societe Generale Ghana (SG-GH) is a subsidiary of a French multinational bank. The study focused on a sole Ghanaian bank as the case study. The issue of high interest rates in Ghana has raised concerned by the Government of Ghana, businesses, Commercial banks, Bank of Ghana, and foreign investors alike. The dynamics of Pecking Order and Agency theories on crowdfunding concept as alternate finance for start-up businesses. The key concepts of these theories are critically considered and the study is conducted in the form of review of literature and expression of opinion. The study combines these theoretical perspectives with the practical aspects of startup companies raising finance using the crowd because a broad reading of the literature tends to point to in this direction. The paper primarily adds to existing literature on the broader definition of crowdfunding as a concept and then examine the relationship between this concept and its practical applications to the chosen theories. The study decides to adopt Pecking Order and the Agency theories because they provide valuable insights into the trend of crowdfunding streams available to firms. In particular, the study critically considers the key concepts of these theories and how they could be applied in practical terms. The study explores the relevance of theoretical aspect of crowd financing by reviewing the defining literature on Pecking Order and Agency theories in details and evaluates applications of these theories based on crowdfunding. Similarly, the findings suggest that information asymmetric plague the smooth operations of the crowdfunding concept in Ghana. The findings suggest that though crowdfunding is a fairly new concept in Ghana, it is similar to Susu, which is a Ghanaian traditional microfinancing concept and therefore has a high acceptability rate. A qualitative research method was used to conduct the study, and a semi-structured interview was used during the data gathering process. Using Asymmetric Information and Social Networking theories, this paper highlights the relevance of these two theories to crowdfunding particularly in Ghana. The study, thus, aims at suggesting crowdfunding as an alternate source of funding for university spinoff formation particularly in Ghana. ![]() This stems from the fact that there is restricted access to start-up capitals for businesses in these countries. Insufficient access to capital is a major challenge that threatens the formation of university spin-off companies in most sub-Saharan African countries. ![]()
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